Entreprise Crédit Agricole Assurances
Crédit Agricole Creditor Insurance (CACI) est une filiale de Crédit Agricole Assurances spécialisée dans l'assurance emprunteur et la protection de la vie. Leader du marché en France et 3e acteur en Europe, CACI sert plus de 5,6 millions de clients dans 6 pays. Elle propose une gamme complète de produits de Protection financière, incluant l'assurance emprunteur, la prévoyance, la protection de budget, des cartes et des biens, ainsi que la perte financière automobile. CACI compte 200 collaborateurs et est implantée à Dublin (siège social), Milan (Italie) et Stuttgart (Allemagne). En agissant chaque jour dans l'intérêt de la société, nous sommes un groupe engagé en faveur des diversités et de l'inclusion et plaçons l'humain au cœur de toutes nos transformations. Tous nos postes sont ouverts aux personnes en situation de handicap.
Description du poste
Pricing and Product Development
• Liaise with other internal departments to ensure full consideration of all pricing proposals and analysis of current portfolios;
• Contribute to feasibility study for new products and developments of existing products, including marketing, regulatory and financial aspects;
• Ensure that all current and proposed developments of the product offer are in accordance with the Company’s Underwriting Policy, Underwriting Philosophy and any other relevant internal guidelines and governance frameworks;
• Contribute to the definition and choice of assumptions for calculation of premium rates and for profitability assessment/business plan.
• Accurately assess commercial premiums, profitability, capital needs and stress scenario tests of new product propositions;
• Collect and analyse market and product statistics, benchmarks, and market developments;
• Document new pricing and underwriting schedules for sign-off, maintaining a table of pricing assumptions by product;
• Prepare and present Business Plans and Business Committee documents as part of the internal validation process;
• Ensure completion of peer reviews and compliance with internal processes (control cards, Quotation/Profit Share peer review, etc.);
• Attend internal committees for Italian partners.
Analysis and Projects
• Perform client portfolio analyses as required, and prepare client reports and presentations;
• Liaise with Actuarial Reserving and Modelling teams to ensure alignment and a consistent and efficient view across the Actuarial Department;
• Conduct experience analyses to monitor pricing assumptions and ensure continued pricing adequacy;
• Contribute to assigned projects, including tenders and reinsurance;
• Prepare and contribute to various internal management presentations and communications as required.
Salaire
From € 37000
Crédit Agricole Creditor Insurance (CACI) est une filiale de Crédit Agricole Assurances spécialisée dans l'assurance emprunteur et la protection de la vie. Leader du marché en France et 3e acteur en Europe, CACI sert plus de 5,6 millions de clients dans 6 pays. Elle propose une gamme complète de produits de Protection financière, incluant l'assurance emprunteur, la prévoyance, la protection de budget, des cartes et des biens, ainsi que la perte financière automobile. CACI compte 200 collaborateurs et est implantée à Dublin (siège social), Milan (Italie) et Stuttgart (Allemagne). En agissant chaque jour dans l'intérêt de la société, nous sommes un groupe engagé en faveur des diversités et de l'inclusion et plaçons l'humain au cœur de toutes nos transformations. Tous nos postes sont ouverts aux personnes en situation de handicap.
Description du poste
Pricing and Product Development
• Liaise with other internal departments to ensure full consideration of all pricing proposals and analysis of current portfolios;
• Contribute to feasibility study for new products and developments of existing products, including marketing, regulatory and financial aspects;
• Ensure that all current and proposed developments of the product offer are in accordance with the Company’s Underwriting Policy, Underwriting Philosophy and any other relevant internal guidelines and governance frameworks;
• Contribute to the definition and choice of assumptions for calculation of premium rates and for profitability assessment/business plan.
• Accurately assess commercial premiums, profitability, capital needs and stress scenario tests of new product propositions;
• Collect and analyse market and product statistics, benchmarks, and market developments;
• Document new pricing and underwriting schedules for sign-off, maintaining a table of pricing assumptions by product;
• Prepare and present Business Plans and Business Committee documents as part of the internal validation process;
• Ensure completion of peer reviews and compliance with internal processes (control cards, Quotation/Profit Share peer review, etc.);
• Attend internal committees for Italian partners.
Analysis and Projects
• Perform client portfolio analyses as required, and prepare client reports and presentations;
• Liaise with Actuarial Reserving and Modelling teams to ensure alignment and a consistent and efficient view across the Actuarial Department;
• Conduct experience analyses to monitor pricing assumptions and ensure continued pricing adequacy;
• Contribute to assigned projects, including tenders and reinsurance;
• Prepare and contribute to various internal management presentations and communications as required.
Salaire
From € 37000
