AXA Belgium

Know You Can

Type d'entreprise

Grande entreprise


Secteur

Assurance


Localisation

Brussels

Actualités (51)

  • Recrutement

    IT Job day 2023

    On the 5th of April, we had our IT Job Day at AXA Belgium! IT graduates and IT professionals challenged themselves during a hackathon, met up with business experts and recruiters and enjoyed a nice time in our beautiful head offices in Brussels. Thanks to all participants and organizers for this instructive day! Want to join our IT team? Check our jobsite: https://www.axa.be/jobs or contact one of us!

  • Vie d'entreprise

    AXA Belgium à la Belgian Pride

    De nombreux collègues AXA Belgium ont participé à la Belgian Pride le 20 mai dernier pour soutenir fièrement la communauté LGBTQIA+ et défendre l'égalité. Rejoignez-nous pour embrasser la diversité et créer une société inclusive dans laquelle chacun(e) trouve sa place.   Laissons-nous inspirer par ces images colorées et mobilisons-nous pour un changement positif

  • Vie d'entreprise

    AXA Week for Good 2023

    L’AXA Week for Good, une semaine de solidarité et d’engagement durant laquelle le thème central était l’inclusion des femmes. Plus de 500 kits d’hygiène féminine ont été distribués aux associations locales L'Ilot ASBL, Sans Logis, De Loodsen et Le Tournesol pour soutenir les femmes en situation de précarité. 1500 collègues d'AXA Belgium ont déambulé dans les rues de plusieurs villes belges à la recherche de la place (ou absence de place) de la femme dans l’espace public.

  • Vie d'entreprise

    Our Purpose, values and vision

    We always start with our customers As one of the largest global insurers, our purpose is to act for human progress by protecting what matters. Protection has always been at the core of our business, helping individuals, businesses and societies to thrive. And AXA has always been a leader, an innovator, an entrepreneurial company, fostering progress in all its dimensions. Our purpose also links back to the Group's roots. From the outset, AXA has been committed to acting as a force for collective good. From solidarity-based actions with AXA Hearts In Action to work on prevention issues with the AXA Research Fund and the fight against climate change, AXA has always been attentive to its social environment and embraced its responsibility as an insurer: responsibility for taking action upstream in order to better understand risks, with one goal in mind: to ensure better protection. Our values Our values reflect the culture that the Group’s teams around the world live and express each day. The strength of AXA’s company culture and its outstanding managerial continuity over more than 40 years can also be seen in the proximity of its values across the various periods. Courage, Integrity, One AXA and Customer First are the four core values adopted by the Group since 2016. Our vision To transform AXA’s value proposition “from payer to partner”, we will deliver new services complementing the traditional insurance coverage and build new business models to increase the protection of our customers.  Purpose, values and vision are shared by each and every employee throughout our organization, as we tailor our services and solutions to each of our 108 million customers around the world, one person at a time, in an ever-changing and fast-evolving world.

  • Autre

    Van Insurance Renewal Considerations with AXA Insurance

    Renewing your van insurance is often the perfect time to review your policy and decide what you may need to change. When you are insured with AXA Insurance, we send you a letter 30 days in advance of your renewal date, with information on how to renew, along with your policy details. To review your policy, you can simply log onto your MyAXA account, where all details such as your coverage level, any add-ons you have chosen can be found. When reviewing, you should think of any changes you need to make to your policy, such as if you need a higher level of cover, if you need to avail of any additional extras like no claims discount protection and add these to your van renewal. You can do so online, or by ringing our dedicated van insurance team on 0818 7 365 24. We will then review your changes; send your new renewal premium and you can renew your van insurance. Do I need to add anything to my van insurance renewal this year? Deciding whether to add anything to your van insurance renewal is completely up to you and what suits your van insurance needs. We recommend that every year when it comes time to renew your van insurance, you sit down and make a list of all of the needs and wants you want from your van insurance. Once you have created this list, you can then log into your online MyAXA account, and review your policy to see if your needs and wants are met. If you feel you need extra protection, we then recommend that you review our optional extras and other cover levels to see how you can add additional protection to your insurance policy. We highly recommend extending your cover level by availing of our optional extras. For an additional cost, can extend your van insurance protection to help cover things such as your no claims discount, glass breakage, injury to driver and much more. What might have changed that could impact the renewal premium? One of the main things that may change your renewal premium, is whether you have made a claim within the last year. If you have made at least one claim during the year, and do not have no claims discount protection on your insurance policy, your bonus may be affected. However, after you have renewed your insurance, you will begin building your no claims discount again. If you have not made a claim, you may see your renewal premium decrease, which is due to the fact we allow our customers to build on their no claims discount until it reaches 50% off. If you have added any optional extras, changed your level of cover or added drivers, this will all also impact your renewal premium.

  • Défi

    43% emissions reduction by 2030

    On July 27th, the Australian government introduced a #bill to write the ‘43% emissions reduction by 2030’ target into the law. The Bill is set to be a historical symbol in Australia’s climate shift coming from a country that has an average per capita #CO2footprint of 17 tonnes – a footprint that is even above the UAE! This can act as a great launchpad for Australia to cut emissions and grasp the incredible opportunities the country possesses – for example, clean energy exports could be worth $333 billion each year, that’s almost triple the value of Australia’s existing fossil fuel exports. However, the bold move by regulators is going to enforce critical challenges to every public and private actor in #Australia and its ecosystem. All actors need to: 1. Understand the science behind the bill and impact on their strategy 2. Quantify and map their risks with the regulatory requirements - and the opportunities 3. Build a strategy to reduce their #emissions to comply with the bold target. AXA Climate supports several actors in the Asia Pacific region. Reach out to Ankush Bhardwaj or Brian Maruncic in our team for more information!

  • Défi

    50 procent méér ongevallen met elektrische auto’s: niet door technologie, wel door onaangepast rijgedrag

    Elektrische auto’s zijn omgerekend de helft meer bij verkeersongelukken betrokken dan hun tegenhangers op benzine en diesel. Dat blijkt uit een onderzoek van verzekeraar Axa. Maar dat hoge aantal ongevallen heeft niets met de technologie te maken, maar alles met het rijgedrag van de bestuurders. Het is vooral de snelle en vinnige acceleratie die (nieuwe) bestuurders verrast en tot ongelukken leidt. En… als dan ook nog de batterijen van de auto in brand vliegen, zijn ze heel moeilijk te blussen: de auto dagenlang onderdompelen in een bak water is de enige oplossing. We zien ze almaar meer op onze autowegen: de elektrische auto’s op batterijen. Van de nieuw ingeschreven voertuigen waren er de eerste helft van dit jaar al ruim 17.000 puur elektrisch. Dat is maar liefst 8,8 procent van de nieuwe auto's. Met de hybrides erbij zijn nu ruim 30 procent van de nieuw ingeschreven auto's in 2022 geheel of gedeeltelijk aangedreven door elektromotoren.  Ruim dertig procent van de nieuw ingeschreven voertuigen van 2022 zijn aangedreven door elektromotoren Febiac Tegelijk met het groeiende aantal elektrische voertuigen nemen ook de alarmberichten toe over hun veiligheid. Vooral de batterijen zouden een probleem vormen: als die in brand vliegen, zijn ze amper te blussen. Verzekeraar Axa ondervroeg ruim 1.200 Zwitserse eigenaars van elektrische auto’s en bekeek zijn ongevallenstatistieken. Daaruit blijkt dat de opvallende ongevallencijfers eigenlijk niets te maken hebben met het brandgevaar. Niet het brandgevaar, wel het rijgedrag is het hoofdprobleem Uit de gegevens van Axa blijkt namelijk dat ontvlambare batterijen niet het grote probleem zijn bij elektrische voertuigen. Elektrische auto’s vliegen niet méér in brand dan wagens met verbrandingsmotoren op benzine of diesel. Zware auto's veroorzaken meer verkeersdoden: wat dan met elektrische wagens, die meer wegen? Neen. De hoofdoorzaak van verkeersongelukken met elektrische voertuigen is het onaangepaste rijgedrag van de bestuurders. Michael Pfäffli, hoofd ongevallen en preventie van Axa, licht toe: "We hebben in onze statistieken gezien dat bestuurders van elektrische voertuigen 50 procent meer aanrijdingen veroorzaken dan auto's met verbrandingsmotoren. Vooral bestuurders van krachtige elektrische auto's veroorzaken dubbel zoveel ongevallen als met standaardauto's." Vooral bestuurders van krachtige elektrische auto's veroorzaken dubbel zoveel ongevallen als standaardauto's Michael Pfäffli, hoofd schade en preventie AXA Tijdens crashtests die Axa nabij de Zwiterse stad Zürich organiseerde, blijkt hoe snel elektrische auto’s accelereren. Vooral bij de krachtigere modellen is de reactie van de elektromotoren onvergelijkbaar sneller dan die van de klassieke verbrandingsmotoren op benzine of diesel. Een elektrisch voertuig schiet gewoon veel sneller én krachtiger uit de startblokken. AXA / KEYSTONE / MICHAEL BUHOLZER Precies daar ligt het kalf gebonden: bestuurders die overstappen van een klassieke auto naar een elektrisch model hebben er vaak te weinig besef van hoe een elektrische auto reageert. Voor ze het beseffen, schieten ze weg en knallen ergens tegenaan. Uit de cijfers van Axa blijkt dat ook: de meeste ongelukken gebeuren bij het accelereren, niet bij het afremmen. Bovendien zijn de grotere elektrische auto's supersnel. Dan durven eigenaars nogal eens het gaspedaal intrappen. Dat alles samen leidt tot 50 procent meer ongevallen dan met klassieke auto’s. De rijstijl aanpassen is dus de boodschap: rekening houden met de veel vinnigere versnelling van de auto’s, het gaspedaal rustiger hanteren en afstand houden. Opletten bij brand De verkeerde inschatting van die onverwachte acceleraties is dus de hoofdoorzaak van ongelukken met elektrische auto’s, zeggen de experts van Axa. Maar wanneer ze botsen met vergelijkbare modellen met brandstofmotoren, komen elektrische auto’s er meestal het minst beschadigd uit. Elektrische auto’s zijn door de band genomen een pak zwaarder dan klassieke auto’s omdat ze enorm veel batterijen meeslepen. En het is de lichtste auto die bij een aanrijding het meest schade lijdt. Het is wel oppassen als een elektrische auto bij een verkeersongeluk onderaan wordt geraakt. Of als die bijvoorbeeld te bruusk over een verkeersdrempel rijdt of over een hobbelige weg, waarbij de onderkant van de auto op de stenen schuurt. Onderaan de auto’s bevinden zich namelijk de batterijen. Als de bodemplaat van een elektrisch voertuig zwaar wordt geraakt en ook de bescherming rond de batterijen scheurt, kunnen die in brand vliegen. En dan zit je inderdaad met een ernstig probleem. AXA / KEYSTONE / MICHAEL BUHOLZER De huidige lithium-ion-batterijen zijn namelijk amper te blussen.  En in een elektrische auto zitten duizenden batterijen. Voor de brandweer is de enige oplossing vaak de auto in een container gevuld met water onder te dompelen. Dagenlang. Er zijn gevallen bekend waarbij elektrische auto’s na een paar dagen uit de waterbak werden gehaald en toch opnieuw in brand vlogen. Een probleem dat een uitdaging blijft voor de constructeurs en de hulpdiensten.  Het voertuig moet in een container onder water worden gezet Michael Derungs, wachtmeester brandweer Zürich De brandweer van Zürich is constant op zoek naar nieuwe manieren om de brandende auto's efficiënter te kunnen blussen, maar wachtmeester Michael Derungs, die zich in de nieuwe technologie heeft gespecialiseerd, geeft toe dat een watercontainer totnogtoe de beste oplossing blijft: " Het voertuig moet in een container met water worden gezet. Een batterijenpack blijft dan best ondergedompeld tot het helemaal is afgekoeld.' En dat kan dus dagen duren. AXA / KEYSTONE / MICHAEL BUHOLZER Verongelukte elektrische auto staat niet onder stroom Waar de constructeurs wel al een oplossing voor hebben gevonden, is een mogelijke elektrocutie door een verongelukte elektrische auto. Vaak zijn mensen bang om inzittenden uit een verongelukte elektrische auto te halen omdat ze vrezen dat de auto helemaal onder stroom zou kunnen staan. Daar moet je echter niet voor vrezen, zo onderstrepen specialisten. Bij een ongeluk worden de batterijen van een elektrische auto immers automatisch losgekoppeld van de rest van het voertuig: de stroom wordt als het ware afgesneden en de auto is perfect bereikbaar. Indien het kan, mag je de inzittenden uit het verongelukte voertuig helpen. "Alleen als je de oranje elektriciteitskabels ziet blootliggen, blijf je beter van de auto weg," licht Geert Warrens, directeur van schade van Axa België toe. Dat zijn de kabels waardoor de hoogste spanningen lopen en die zijn wél gevaarlijk. Wachten op gespecialiseerde hulpdiensten is dan de boodschap. Je moet zeker geen angst hebben voor elektrocutie... alleen als de oranje kabels zichtbaar zijn, -da's de high voltage- dan moeten we van het voertuig afblijven  Geert Warrens, schadedirecteur AXA België Conclusie: elektrische auto’s zijn niet inherent onveiliger dan hun tegenhangers op benzine of diesel. Veel hangt af van het rijgedrag van de bestuurder: als die zijn gedrag weet aan te passen aan de vinnigheid van de elektromotoren kan veel onheil worden voorkomen.

  • Vie d'entreprise

    Sunweb Group: 'In the upcoming months, travellers will remain cautious and stay away from big crowds'

    How does Sunweb Group, a valued AXA Partners Business Partner, look back on the year 2020, when Covid-19 was hampering the travel sector? And even more important, how confident does Sunweb feel about the future and the urge to revive traveller confidence? We asked Brenda van Leeuwen, Chief Digital Officer of Sunweb Group and found out that the pandemic means challenges, but that there are also some rays of sunshine over the horizon. From a traveller's perspective, what in your opinion has been the most striking trend of the past year? Brenda van Leeuwen: 'Well, there was and still is, a lot of information for customers to digest when they want to travel in times of Covid-19. When they planned a trip, they had to take into account the information of the country they were coming from, but also check the regulations from the governments they were travelling to. We noticed that customers wanted to play it safe when booking a holiday and they were looking for a tour operator they could rely on. That’s why we had to make sure all the details on travelling and travel restrictions were up to date on our website. Our content was updated on a very regular basis so that the colour coding and corona measures of our European destinations were transparently communicated. And as the pandemic is still with us, we see travellers dealing with the same challenges as last summer. Moreover, we also realized customers were looking for information concerning health and safety. They for instance wanted to know if they needed to take a corona test, if they could make use of the buffet in the hotels or what would happen if they got ill between the booking date and the start of their holiday. 2020 was all about informing and reassuring the customers. The information had to be detailed and timely and customers had to be reassured that travelling was safe and still relaxing and a lot of fun.' The way people were looking for information clearly changed, but did the way people travel also change in times of Covid-19? Brenda van Leeuwen: 'Yes, definitely. We saw three trends in the bookings and the online searches of customers. Firstly, they were much more interested in self-drive. Our customers wanted to go on a holiday with their own car because they felt more in control that way. In case something happened, they could get back home quickly and were not dependent on others. That’s why we made a portfolio with travel options meeting the needs of this traveller target group. Secondly, our customers were clearly looking to move away from large crowds. They preferred not to stay in big all-inclusive hotels but booked a small-scale accommodation or place where they were safe with their family in their own bubble and away from the crowd. Finally, it became clear our customers had an appetite for closer-to-home destinations. If something would happen, they reasoned that the distance could easily be overcome. That’s why we closed a deal with Roompot for the Netherlands, a bungalow park where Dutch customers could rent a family bungalow, close to home and away from the crowd as well.' Do you think these trends will continue in the upcoming months and year? Brenda van Leeuwen: 'We are allowed to travel again in our main source markets, like Denmark, Belgium and the Netherlands. Some of the lockdown measures are now being lifted, so we see that more people are traveling by plane and self-drive holidays are losing their appeal. Whether this trend will go on, is uncertain but as long as the pandemic is around, a lot of customers will prefer to move away from the crowds and enjoy their holiday within their own bubble. We also notice that customers want to find out more about travel guarantees. They want to know if they can be repatriated if they book with a tour operator. Or they want information about being insured when something happens. They have become cautious and more aware of where they book and under what conditions. They want to find out whether they will get a refund or cash-back in case the holiday needs to be cancelled. We don’t believe the vouchers of 2020 are a future reality and that’s why we have already implemented the cash-back guarantee in our booking offers since the beginning of this year.' Travellers want to find out about travel guarantees and have become more cautious and aware of where they book and under what conditions. – Brenda Van Leeuwen Agility and resilience How challenging is it for a tour operator like Sunweb Group to have an offer, knowing that everything may still be changing day to day at the moment? Brenda van Leeuwen: 'We’ve learned how important agility and resilience are. We learned to act quickly. Whenever colour codes were changing, different key search words were typed in, or customer demands changed, we acted immediately. We realized we couldn’t allow ourselves to lose precious time. There was no time for large steering committees or various meetings, and we soon came to the conclusion that we needed to work in a cross-functional way, with various disciplines. The team dealing with the website, the customer center team, IT, … we were all lined up to react instantly. We concluded that this is the best way forward and that it will determine our future organization. No more little company silos, but moving forward with a cross-functional organizational structure that allows us to react quickly, driven by increasing customer experience and take calculated risks. We learned to be prepared for change and not to stick to the plan if the environment is changing. Also, empowerment of our local teams proved to be important in this respect.' What is the impact of the pandemic on staff members, for a company like Sunweb? Brenda van Leeuwen: 'The impact was definitely not to be underestimated. For the first time, many of our staff members had to work from home, full time. Our IT development team in Girona, colleagues in our Sunweb offices in Denmark, the Netherlands and Belgium were all working from home. That was quite challenging, as we had to provide them with the right equipment and tools and we had to ensure they could connect to our network. We managed to adapt to this new reality quickly and I am proud to say this new way of working is now in our DNA. We believe the future calls for a hybrid model: we will be in the office for events, for socializing and for workshops. Meetings, however, can easily be held digitally. Covid-19 made us opt for a long-term model responding to the new and current needs of our employees. The impact on our staff, however, also entailed a different aspect: Sunweb is about creating and providing memorable customer experiences, but suddenly, because of the pandemic, our staff had to do the reverse. We had to repatriate our customers. That had quite a mental impact on our staff. But we learned to deal with issues like repatriation fast. We also learned to inform customers on local regulations and measures in a transparent way. As a result, Sunweb is now a different organization. The crisis management we had to deal with during the pandemic made us look for ways to stay healthy as a company and at the same time look for opportunities to deal with the major changes staff members were going through. Together with our colleagues from HR we constantly reflected on the well-being of the staff, their mental health and made sure staff members could stay connected. As our ‘shop’ was metaphorically closed during the lockdown, we took this opportunity to spend time on the development of our staff and on aligning them with the new Sunweb business strategy for the future. It was all quite hands-on but I could conclude by saying we focused on the employee experience, in addition to our ongoing customer experience.' Could you say that these changes were a positive consequence of the pandemic, that some things have changed for the better? Or would that be an exaggeration? Brenda van Leeuwen: 'No, that’s correct. At Sunweb we like to look at things on the bright, sunny side. We had to speed up our digital journey and the pandemic definitely accelerated this process. We had to step up and focus on providing more self-service for our customers, on a system that allows for mass mailing and on a more intense use of our app. The pandemic also intensified our partnership with AXA Partners from an insurance perspective. The pandemic clearly brought along some positive things too that I believe are here to stay. Moreover, we learned about agility and to work in a cross-functional way and that has now become part of our new culture, moving us forward. We hope, like many people, that in the near future, travelling will become more and more possible as we all deserve a holiday to unwind and spend a fantastic time in a splendid location where we can meet other travellers as well as locals. The changes moving the travel sector forward have started and I hope this trend will continue in the upcoming weeks and months.' Back to the good old days? Do you think there will be notable differences between travelling within and outside of Europe? Brenda van Leeuwen: 'That is a challenging question to answer, I admit. At Sunweb, we have a pan-European footprint. It is hard to predict the future but from what I see now, a lot of our customers still prefer staying in their own bubble. So closer-to-home destinations, small-scale accommodation away from the crowd or travelling by car. They want to feel secure and safe, and that feeling will last for at least a couple of months, I think. If customers are planning to travel outside of Europe, the situation might become different as some countries outside of Europe, but sometimes also even within the continent, are still dealing with the pandemic at their own pace. This difference in pace of dealing with the pandemic and how this affects countries within or outside of Europe is something travellers definitely need to take into account.' You already mentioned a few expectations travellers currently have due to the pandemic, but if you would try to look into a crystal ball, do you think these new demands or expectations will last? Or will customer demands one day revert to what they were before the pandemic? Brenda van Leeuwen: 'I think something will change, maybe not in the very long run, but at least in the medium term, like in a year from now. People will remain cautious. The pandemic is still there and will even stay around, as specialists tell us. We, as citizens of the world, will need to adjust to this new reality. Maybe one day Covid-19 will be perceived like a normal flu epidemic, but for now, with the European corona passport and other measures, people will remain cautious. They still feel the need to be informed about regulations, quarantine, how to be organized, and PCR-testing. Much depends on the dynamics and demands of governments, and Sunweb will always respect the rules and regulations of local authorities to ensure the safety of customers, but as tour operators, we also have an important role to play. At a time when customers are increasingly looking for flexibility, security and guarantees, a package holiday offers the added value that consumers are looking for. We see this also in the increasing market share for organized holidays.' Are there any specific health and safety measures Sunweb has taken for travellers? Brenda van Leeuwen: 'Yes, last year we installed a health and safety programme for our partners, especially our hoteliers. For this, we worked together with Crystal Intertrek, an agency specialized in health and safety. Together, we defined our own health and safety measures and carried out assessments of hotels and accommodation partners we work with. If travellers opt for one of our hoteliers or providers of accommodation, we can guarantee that the room is clean, the buffet follows the safety measures and the 1.5m. distance rule is respected. We have listed our standards and assess our partners based on these standards. On top of that, we also opted for content sharing of the pages on our websites with our partners. Also, our app was optimized and a lot of information for our travellers was added. They now have their digital journey at hand. And, of course, we shouldn’t forget our Holiday Doctor, a co-creation concept we applied and implemented with the help of AXA Partners. As a result of this co-operation, our travellers now have access to medical assistance whenever needed, through the app. There’s no need to ask for local assistance or to rummage through your suitcase trying to find phone numbers. The Sunweb app helps travellers, anywhere and anytime. Thanks to Holiday Doctor, they can have a video chat with a general practitioner, usually someone on the home front.' During the crisis, we launched Holiday Doctor, a co-creation concept we applied and implemented with the help of AXA Partners. As a result of this co-operation, our travellers now have access to medical teleconsultation whenever needed, through the app. – Brenda Van Leeuwen Co-creation with AXA Partners Can you elaborate on the co-operation of Sunweb and AXA Partners? Does it make a real difference for Sunweb? Brenda van Leeuwen: 'At Sunweb, we believe in creating memories for our travellers throughout their journey and we want to be by their side whenever they need assistance. Travellers are looking for security and one way of settling this is by means of insurance: cancellation insurance, travel insurance, … AXA Partners has really helped us out here. We have chosen insurance deals from the AXA Partners package that meet the needs of our customers. What I really like about AXA Partners, is the idea of co-creation. The Holiday Doctor was an application we co-created with AXA Partners during the Covid-19 pandemic and we feel that, thanks to the smooth cooperation, there is more to explore in the field of insurance and services. Together with AXA Partners, we can secure our travellers and give them unique experiences and offerings. ' Thank you for this interview.